According to reliable sources, since August 1 2018, all insurance companies fees across the board, business, forcing continued to rise ...... pay high commissions era will soon draw to a successful conclusion a.
What does that mean? Auto insurance agent's commission meant fewer, due to the cash back is gone, the agent in order to increase revenue, only disguised price increases for insurance premiums to the owners.
For car owners, auto insurance is about to expire, to seize the last few hours hurry renewal is the most important thing, however, the renewal process, I recommend not blindly buy some insurance, such as the following five types of insurance.
Glass insurance
Glass insurance called "glass breakage alone", occur alone or broken windshield of the vehicle window glass, according to the actual damages insurer.
Do not think the glass is broken it will lose, such as damage to the glass window, not lose, imported glass used in some cars, but will compensate by domestic glass prices.
Scratches insurance
Scratches insurance refers to "the body of the vehicle malicious acts of others caused by man-made scratches." In other words, some people deliberately with a knife and other objects in the car drew a body, only to lose.
When the body in the park, car cover appear uneven or other signs of rupture, does not belong to scratch the car insurance liability claims.
Pilfer
Things stored in the car is lost, stolen emergency regardless of pay, even if the tire is emptied of people, side mirror had been twisted off, the car's antenna was breaking away, all these pilfer not lose.
Pilfer the scope of the claims: the car is theft, robbery, robbery, escape from danger by filing expiry of 60 days, the amount of insurance compensation in the amount of insurance. If the car was robbery, in the 60 back, but in the meantime the vehicle is damaged or missing parts, the insurance company liable for repair costs.
Wading insurance
Some people say that the weather is so unusual, more rain, Zhibuding day I took my car flooded, wading to buy insurance to protect it.
In fact, wading insurance only for the engine, other components is not a matter. And to satisfy a condition, namely the car flooded after the flame, as long as the re-launch of a switch, wading insurance on the matter. Moreover, even if wading insurance in force, also only pay the maintenance costs of the engine, will not pay a new engine every time compensation are implemented 20?bsolute franchise.
Spontaneous combustion risk
Only been significantly modified or overhauled line, long service life, often working long-distance vehicles can be purchased spontaneous combustion risk. Car ignition probability is almost zero! Even if true spontaneous combustion, you had to run a variety of procedures, to fire the certificates to prove it really is pyrophoric, not their own lighted, too much trouble, not worth.
Auto insurance soon to rise in price, if you want to renew, the above description of five insurance, I suggest that you can buy, as appropriate.