Old drivers know car insurance is a dangerous condition and the number is associated, generally less than 1,000 yuan dangerous condition of the accident will choose compounding, a time cost, there is taken into account in respect of premiums to rise, I do not feel very cost-effective. And the year is not dangerous condition of the following year, but also enjoy the discount.

But I do not really think you can escape from danger drop it?

The reality is that the North, on deep and other regions already linked to illegal, and float up to 50?rFor example, to change the standard version according to Shanghai auto insurance fee:

No record of traffic violations, premium floating coefficient 0.90 (fall); the recorded traffic violations, and in accordance with the number of illegal content, premiums are floating coefficient 1 (does not float), 1.05 or 1.10 (floating). Such as drunk driving, reverse driving, speeding more than 50?f other serious violations of the law, the coming year floating coefficient increased by 10?if changing lanes, violation of give way rules violations lesser, floating coefficient increased by 5?r

Of course, the premium model also has a relationship with

Prior to the purchase is the same price, the premium will be the same, but now blending different models, the premium price may not be the same.

After the reform of commercial auto insurance premiums is also linked to the vehicle than zero whole, the prices are no longer the only measure, under the premise the same price, the higher the ratio the higher the coefficient of zero whole car maintenance costs, and the corresponding premium will be higher, so to buy face BBA friends need to pay attention.

Facing the new insurance program, many people have questioned: I also paid the cost of the violation, but it's not double-charging premium prices it? I can report that the insurance violation fines it!

Then not! Therefore, we must develop good driving habits, so that when the following year in order to enjoy greater insurance benefits, only bargaining chip. Insurance now all the things you do not say I will not vote for you premiums rise up.

Anyway, we drove on the road, still have to obey the traffic rules, try to reduce the incidence of traffic violations.