After the car owners know that there is a kind of insurance you have to pay, that is to pay high insurance, said the cost of the truth to pay high insurance is not high, but it is the whole of mandatory vehicle owners are very dissatisfied. But go complain complain, this post still have to pay.

So every year to pay high insurance premiums 950 yuan -1100 yuan What accident have lost it? In actual fact, there are five cases are not all lose.

The first case is that the owners deliberately cause accidents, intentional wounding. This situation is not never been, I have heard before, some owners point to cheat insurance, a car accident does not matter, you can apply for claims, it is psychopathic to deliberately cause an accident, intentional wounding. In this case the insurance company will not lose.

The second case is a vehicle stolen robbed. This situation is useless to pay high insurance, fear of loss if these things happen too, then buy third party liability insurance, excluding insurance lose it. After all, to pay high insurance is just an entry-level insurance, you can not expect it to how much you pay.

The third situation is driving without a license. Driving without a license is illegal, and here I want to remind owners who do not comply with traffic rules on the road had an accident you have to own pocket, insurance companies will not be taken advantage of. Of course, driving without a license if caught by the police also needs fine points, so the owners are still comply with traffic rules better.

The fourth case is drunk driving. Drunk driving is horrendous nature, are violations, traffic police have been very strict on this one hand, owners if it is an accident due to drunk driving, no-brainer, auto insurance companies will definitely not lose.

The fifth case is insured deliberately potentially fraudulent. Some of the insured in order to get that point the interests of insurance, insurance companies will find ways to cheat, but you should never underestimate them, are very professionalism, seen so many customers, you want to cheat the insurance fee will be afraid to see through.