Some time ago many owners friend a message, advance Advisory accidents in medical expenses! I am with you today take a look!

Medical expenses are the actual costs after the accident, rescue the victims produced. General diagnosis expenses, medical expenses, hospital fees. About this cost, we are reluctant to advance ahead of time, because the party late in the claims process to advance more passive. So, in the end who will advance it? How do medical expenses paid? What are the characteristics of medical expenses paid attention to have it?

1

Three cases of advance medical expenses

1, the car side paid in advance, a detailed calculation of the division of responsibilities to be a traffic accident;

2, to advance their own wounded, recovered after claims provisions under the law;

3, car and injured parties to advance negotiations, to be calculated in detail when the latter claims.

2

In the end who are going to advance medical expenses?

Law does not provide the responsible party has the obligation paid in advance. Traffic police will not determine the amount of compensation, will not be forced to advance the responsible party, can only mediate between the parties, the basic principles of mediation is voluntary, if mediation fails, the decision by the court. Our country has only mediation courts and arbitrators enforcement effectiveness. So before any judgment of the responsible party must pay its own wish, no one can force him.

Under normal circumstances, the perpetrators will be paid in advance or rescue expenses, medical expenses, and no one will look at more than the injured blood, incurable.

3

Disbursements perpetrators do not how to do?

If the injured person wounded money, the owner can not afford to pay, then there are two ways:

1, "compulsory traffic accident liability insurance regulations" Article 31 provides:. "Insurance could insurance to the insured, or directly to the victim compensation insurance however, for rescuing the wounded need to pay an insurance company or advance rescue costs, the insurance company after receiving the notice of public security traffic management department shall promptly be paid by check or advance medical institutions rescue expenses. "

Users to share personal experience: the driver was only insured to pay high insurance after the accident because the money only to 900 yuan. The injured party is also more difficult, it is money to continue treatment. So he sought help from the traffic police, traffic police department to understand the situation, to the insurance company issued a notice, after the insurance company check, put the cross on compulsory insurance "medical expenses compensation limit" of 1 million dollars hit the victim in the hospital account.

2, "road traffic accidents the social assistance fund management pilot scheme" Article XII: "When any of the following circumstances, the relief fund disbursements road accident victims in personal injury or death funeral expenses, some or all of the rescue expenses:

Rescue expenses exceed the limits of liability to pay high insurance; motor vehicle accident did not participate in cross-strong insurance; motor vehicle to escape after the accident.

Relief fund only advance:

Victims funeral expenses rescue expenses within 72 hours, under special circumstances more than 72 hours of rescue expenses by the medical reasons in writing. Each region specified according to local needs of other advances.

4

Apply for emergency medical expenses have the condition

1 by a traffic police noted in medical expenses advance notice;

2, the cost of the rescue has been generated, hospitals are required to provide a list of medical expenses and invoices;

3, in line with "traffic accident trauma personnel Clinical Practice Guidelines" promulgated by the State Council and the dangerous condition of the local health insurance regulations;

4, insurance companies advance money through transfer payments to hospitals;

5, pay high insurance payment responsibility for medical expenses limit of 10,000 yuan; pay compulsory insurance for medical expenses no responsibility payment limit of 2,000 yuan.

5

Suggestions on medical expenses

1. For the driver, it shall advance the injured and rescue expenses and other expenses necessary surgery, so at least ensure that the injured injury not because of money for treatment and expand, held up the best timing of treatment, not only lead to more serious injured bear damage, late claims will be invisible to increase the liability infringers and insurance companies.

2, for the victim, the driver can advance all medical expenses in a timely manner is the best situation, but in the case of driver does not cooperate advances, they should promptly advance their own cost of treatment, if treatment costs should be tight and the traffic police department to contact to see if the insurance company and the responsible party or get medical help fund sector coordination, in a timely manner to protect the interests of the health of the injured.

3. Should the advance of medical expenses, disbursements shall keep advance medical expenses bill or receipt issued by the injured party to prepare for litigation as evidence at a later stage corresponding rights advocate.

Road traffic accidents and medical expenses policies to advance mutual funds are a new type of social security system, the state and social life of the citizens of the safety and health of rescue and care.