For the "1 percent down payment" to buy a car, edit mentioned in the previous articles in before, "a down payment as" essentially a car finance leases, mostly for domestic rentals Purchase mode. Previous articles written in purchasing rent, lease purchasing edit mode to take foreign Lease classic car model and the rise of new domestic contrast, on the whole, followed the pattern of domestic rentals Purchase Lease foreign car models, but in consumer and business flexibility those aspects of demand are different. Edit the depth to rent a car detail purchasing patterns and talk about an issue of universal concern - "1 percent down payment" to buy a car, put the car after the car had an accident during the repayment how to do?

Before entering upon the subject, let's take a review under domestic and foreign car concept Lease finance lease, then answer the above questions can also compare foreign Lease car business point of view.

Coming back "after mentioning the car, the car had an accident during the repayment how to do" this topic, refer only to consumers in the formal transfer to the car during the repayment period before the repayment of the personal name here, this time still belongs to lease period, consumers have only the right to use the car, and the car's ownership to rental agencies. During this time, the car had an accident operator who, how to deal with? Behind this fact is related to the business of purchasing rental car insurance who configuration, how to configure, car repairs and insurance claims process and in what lease term consumer and leasing institutions on how both parties rights and obligations and other issues.

Or wish to do comparison with foreign Lease car business, to look at the domestic rent a purchasing agent in this regard specifically how to do.

Require consumers to buy high insurance on the one hand is to protect consumers, on the other hand also to protect the car's own property, after all, the car ownership over the lease is still a car dealer. In addition, the United States Lease car also involves a significant difference between the insurance is called insurance.

Look out now, in the United States Lease car in addition to the cost of the down payment, monthly, etc., as well as a large piece of hidden costs, that is, the cost of insurance, and insurance may be far beyond the imagination, especially when you Lease is a nice car even in the case of luxury cars, the premium surge in the cost of comprehensive car down the Lease is not too low. How to hire domestic purchasing situation?

Articles mentioned in the previous editor, the domestic auto finance lease "player" includes both system OEMs, dealers Department, also includes Internet-based and other institutions. Different "players" business rules differ on this issue vehicle insurance are usually configured in the first year of insurance by the rental agency, not individual consumers purchase.

In the insurance on the basis of this, consumers can request for additional insurance, how to deal with the accident occurred during the lease? Next year on how the insurance and so on, these questions we might in question-and explained one by one.

1, consumers can give an additional increase in car insurance?

Basically, the domestic rental agencies will require consumers may increase demand for insurance, but the cost of additional parts borne by consumers themselves.

2, the occurrence of daily use Timothy car accident, how to escape from danger, how to repair?

Ping An car steward, for example, consumers now need to get out of danger first find their own repair shop maintenance, repair costs consumers paid in advance, can find peace after a car housekeeper claims, safe car steward to insurance companies apply for compensation. Some rental agencies will be specified maintenance, car safety Butler also said the follow-up to the pilot, customers can go directly to the designated repair shop for processing.

3. If the loss exceeds accident insurance coverage, how to deal with?

Basically, the domestic car rental agencies will provide that if the dangerous condition of the lease period, the loss in the scope of insurance claims, borne entirely by the rental agency, if beyond the scope of claims, need consumers themselves. Cases like that written before editing, full responsibility rub Rolls-Royce, repair costs of up to 1.4 million, three insurance amounts, only one million, and that the remaining 400,000 "pot" can not be training and preparation rental agency, only consumers themselves back up.

4, the second and subsequent renewal years how to deal with?

Basically, the current rental agencies will be defined in the second and subsequent renewal borne by consumers themselves.

The relevant provisions of the various rental agencies will prevail to official information. After talking about this topic, Turning back to the "1 percent down payment" to buy a car, I believe that friends are interested in this model, the problem is most concerned about is nothing more than the following three: "1 percent down payment" to buy a car down payment is really low, overall whether the cost is really high, and is easy to handle and so on. We may wish to push the peace car steward currently hot Sunny 2019 models 1.5L automatic comfort as an example to compare rents purchasing program with traditional car loans scheme.

Can clearly be seen by the above table, rentals Purchase way down payment can be made lower for temporary cash-strapped to buy a car or do not want to take up too much cash people; car rentals Purchase under way purchase tax, insurance and first year on the card, etc. by the rental agency undertook to save consumers a lot of time, relatively more convenient; in addition, staging period can be longer, but also more flexible way of transfer.

Admittedly, compared to conventional loans installments, with the total cost of purchasing rent or slightly higher, this is the way to hire purchasing often been mocked. But the way many consumers still help solve the car problem, especially in this way to apply the threshold is very low, usually only two cards one card will be no need to provide bank water and other materials approved by the rate is also high, some consumers the opportunity to lower monthly payments low down payment to buy a car.