Drivers who have been driving on highways or gravel roads have been bumped by stones. I don't know when, from which direction, the little stones splashed like bullets hit the wind or the car body, which makes the car owner very distressed. So who is going to pay when we meet this situation on the road? Let me analyze it for you.

1. If it is the stone falling from the big truck pulling the stone in front, jumping on the front windshield or the car body and causing losses, it is needless to say that the owner must be asked for compensation. As long as most of this situation is because the big truck is overloaded or the loaded goods do not meet the specifications, the big truck must be fully responsible. He could also face other penalties.

2. If it's hit by a stone splashed on the wheel of the front car, it's more troublesome. On the one hand, it's difficult to obtain evidence. Unless your dash cam clearly records it, on the other hand, the front car generally won't admit it, and you have no way. So in this case, we have to admit that we are unlucky. In fact, I think it should be a problem of road management. Where did the stones come from? Why is it not cleaned up in time? There should be compensation from high-speed management. But it's just that!

Vehicle damage insurance

But when you can't find the person, if you have glass insurance or scratch insurance on your car, we can ask the insurance company for compensation. If you fail to get these two kinds of insurance, our car damage insurance can also help you to bear 70% (in case of no responsible person).

Well, having said so much, I think you know what to do next time. In short, it means that whoever caused it will pay for it. If you can't find someone, you can find an insurance company, but if the damage is not great, don't cover it, so as not to affect the premium discount of the next year.