Since August 1 2018, all insurance companies fees across the board, business, forcing continued to rise ...... pay high commissions era will soon draw to a successful conclusion a.

What does that mean? Auto insurance agent's commission meant fewer, due to the cash back is gone, the agent in order to increase revenue, only disguised price increases for insurance premiums to the owners.

For car owners, auto insurance is about to expire, to seize the last few hours hurry renewal is the most important thing, however, the renewal process, I recommend not blindly buy some insurance, such as the following five types of insurance.

Glass insurance

Glass insurance known as "glass breakage alone," meaning that only only to lose when the glass broken.

For example, parked cell downstairs, by falling flowerpot hit the windscreen, the rest of the body intact, at this time can lose glass insurance. If the pot first hit the roof, then splashed the debris and then hit the windshield, caused by broken glass, this glass insurance, instead of losing.

Scratches insurance

Scratches insurance refers to "the body of the vehicle malicious acts of others caused by man-made scratches." In other words, some people deliberately with a knife and other objects in the car drew a body, only to lose. If the vehicle is normally virtually scratch, it is not compensable.

Pilfer

Things stored in the car is lost, stolen emergency regardless of pay, even if the tire is emptied of people, side mirror had been twisted off, the car's antenna was breaking away, all these pilfer not lose.

Pilfer full name of "the whole car pilfer", meaning that the vehicle lost, after his own alarm, and is on file for investigation, the end did not find, at this time, pilfer will pay to you.

Wading insurance

Some people say that the weather is so unusual, more rain, Zhibuding day I took my car flooded, wading to buy insurance to protect it.

In fact, wading insurance only for the engine, other components is not a matter. And to satisfy a condition, namely the car flooded after the flame, as long as the re-launch of a switch, wading insurance on the matter. Moreover, even if wading insurance in force, also only pay the maintenance costs of the engine, will not pay a new engine.

Spontaneous combustion risk

The new car will be spontaneous combustion? This probability is almost zero! Even if true spontaneous combustion, you had to run a variety of procedures, to fire the certificates to prove it really is pyrophoric, not their own lighted, too much trouble, not worth.

Auto insurance soon to rise in price, if you want to renew, the above description of five insurance, I suggest that you can buy, as appropriate.